Which card. Auris.
You're standing at the register with three cards. You don't know which one has room. So you pick one and hope. That moment is horrible, and it has nothing to do with how much money you have.
What Auris weighs.
- Will it go through?
- How much room is really left on each card — including the extra a gas pump holds back before it settles.
- Should your own cash cover it instead?
- If your money covers it safely, Auris says so, and you pay nobody any interest.
- What does each card cost you this month?
- If you're carrying a balance, the cheapest card wins. Points come last — 2% back on a card charging 20% is a loss.
No more wondering which card. Just tap the one it tells you.
Approved
$142.60 · Venture ···7213
If it gets declined anyway.
Hold the card row down. Auris hands you the next best card straight away, while you're still standing there. No lecture, no telling-off, no red screen.
The worst thirty seconds in anyone's week should last five.
Auris checks its own work.
When you take its advice, it looks at whether the advice actually worked — and advice that stops working gets dropped.
Cards with no limit
Some cards — Amex charge cards, most famously — have no preset spending limit. Most apps handle that by inventing one. Auris doesn't: it says "no preset limit" and treats the card for what it is, because a confident-looking fake number is worse than an honest unknown.
Know before you tap.